A vision plan is usually separate from your health and
dental plans. It is designed to help reduce the costs that come along with
vision care including routine eye exams, prescription glasses or contact
lenses, and other problems that may arise with your vision health. Some may
wonder if they need to pay for vision insurance, or if they can just pay
out-of-pocket for the procedures as they need them. In many ways, vision
insurance can provide you with other benefits, more than just getting routine
eye exams. You should have vision insurance for:
Vision Health
Vision insurance helps promote great health. It is important
to schedule regular exams to stay up to date on your visual health. Eye exams
are a preventive service, meaning most plans help cover some, or all, of the
costs. When you go see a doctor for an eye exam, not only will they determine
your vision needs, but they can help determine if you are in the early stages
of suffering from certain eye diseases including macular degeneration,
glaucoma, cataracts, or other vision problems.
Overall Health
Not only will your doctor be able to detect visual changes and problems, but they may be able to detect other changes and medical problems such as high blood pressure, diabetes, autoimmune diseases, and more. If you regularly attend the eye doctor and they notice something alarming, you could possibly save money in medical costs by catching the problems early on.
Cost Savings
Vision insurance typically covers the cost of routine eye exams, eyewear such as glasses & lenses, and sometimes even specialized treatments. This can result in significant savings compared to paying out-of-pocket, making vision care more affordable for individuals and families.
Quality of Life
Having good vision allows you to to do all of the daily activities you need to do, and enjoy doing, like driving, reading, and recognizing faces. This contributes to your overall well-being and independence. Vision insurance ensures you can maintain optimal vision at all stages of life, positively affecting your quality of life, whether you need reading glasses or specialized contact lenses.
Prescription Updates
Your vision can change over time which can potentially cause you headaches, eye strain, and difficulties with daily tasks. Having vision insurance supports regular eye exams to ensure that your glasses or contact lens prescriptions are current, optimizing your vision and comfort.
Specialist Access
Vision insurance plans like those from Medicaid or Blue Cross Blue Shield often provide access to a network of qualified optometrists and ophthalmologists, ensuring you receive the best care available. This network typically includes specialists for various eye conditions and surgical treatments.
Affordability
Vision insurance plans often include discounts on elective procedures such as LASIK surgery, which can be quite expensive. Having vision insurance can make these treatments more attainable, providing options for those who wish to permanently correct their vision.
Get in Touch With Our Team Today
At Buffalo's Best Opticians, we accept Blue Cross & BlueShield Vision Provider. BlueCross BlueShield of Western New York has been a trusted vision provider in the area for over 80 years. They offer a network of vision providers and vision benefits to make sure you are seeing and looking your best. Members with Blue Cross & Blue Shield can benefit from discounted costs on routine eye exams, (including contact lens exams), frame discounts, discounted costs on several different contact lens options, and discounts for adults with Standard or Enhanced Vision Plans. When you need vision insurance, Blue Cross & BlueShield Vision Provider may be the right fit for you.
